We are SGS
One of BC’s top providers of group and individual benefit plans as well as financial planning solutions for businesses and families.
Our relationships with top Insurance Carriers across Canada allow us to provide top Group Insurance programs that provide long-term stability, not only instant savings.
As our strategies evolve, so does your benefit plan. Which is why we've been one of the Fraser Valley's and Metro Vancouver's top providers of employee benefits and individual insurance since 1975.
Whatever your needs, let the experience and knowledge of SGS provide you the very best service possible.
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SGS & Associates brings 50 years of experience managing British Columbia’s largest associations. We assess your program and membership needs to design tailored health, dental, disability and life insurance plans, coordinate enrolment and communications, conduct market surveys to ensure fair pricing, negotiate with leading carriers and monitor plan performance to deliver lasting value for your members.
SGS & Associates serves businesses in Langley, Metro Vancouver and the Fraser Valley: we partner with Canada’s top insurance carriers and leverage our large blocks of business to negotiate competitive, sustainable rates. From that foundation, we design comprehensive life, health, dental and disability plans that fit your needs and budget; we also conduct in-depth market surveys to ensure your benefits are always fairly priced.
SGS & Associates offers term life, critical illness, disability and retirement solutions; we partner with Canada’s leading carriers to secure competitive rates and flexible underwriting, tailoring each plan to your individual needs. Our advisors provide clear guidance and ongoing support, so you benefit from comprehensive protection and lasting peace of mind.
Our service model is hands-on: we train you and your employees on plan features, streamline enrollment processes and manage carrier interactions on your behalf; by leveraging our strong relationships we eliminate delays and ensure fast, expert assistance whenever you need it. You never have to navigate complex policy issues alone, SGS is always here to help.
Whether you’re a small business in Langley seeking reliable group coverage,
an individual in Vancouver planning retirement and investments,
a medium business in Kelowna optimizing employee benefit costs,
a family in Surrey securing life insurance protection,
or a large enterprise enhancing benefit programs across Canada
with SGS & Associates, you’ll always receive...
What some of our clients say about us
Alliance Truss Ltd.
“Hands down the most reliable, knowledgeable and genuinely concerned is my personal favorite in the industry, Schmunk Gatt Smith & Associates. They treat us like family and go the extra steps to ensure our needs are met to the full limits of our plans. Individually or as a team their word is solid, they will have your best interest at heart.”
Pacific Montessori Society
“We have worked with Schmunk Gatt Smith & Associates for a number of years, and have found them to be very knowledgeable, reliable, and responsive to our needs. We have been particularly pleased with their specialized knowledge of the education industry. They understand our unique needs and those of our teachers and staff.”
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